KB High Yield Checking
Get an ultimate return on your daily spending with KB High Yield Checking.
Earn 4.50% APY* on balances up and including $20,000 when you qualify, monitor your growth with our digital banking tools, and watch your checking balance build effortlessly!
High Yield
Earn high interest every month you qualify*
ATM Fee Refunds
Refunds on ATM withdrawal fees, nationwide*
No Monthly Service Fees
Enjoy checking without the fees
Account Details
- Free checking that pays high interest
- 4.50% APY* on balances up to and including $20,000
- 4.50% to 1.17% APY on balances over $20,000 depending on balance in account*
- 0.05% APY* on all balances if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free KB High Yield Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- $25 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your KB High Yield Checking account during each Monthly Qualification Cycle:
At least 12 debit card purchases
At least 1 direct deposit or
ACH Payment or ACH Credit transaction
Be enrolled in and agree to
receive E-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
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